Both buyers and their lenders are covered by the policy, which is designed to protect against the costs of defending and complying with enforcement action by the local authority, and a reduction in market value to the property should use of the crossover subsequently be prevented.
Where planning consent should have also been obtained, for example if the property is located on a classified A, B or C road, then this policy may be combined with our residential lack of planning cover.
Premiums start at £96. For more information or to get a quote, take a look at our products page, where the policy can be found under both the ‘Access’ and ‘Planning’ sections.